Top Gvt. Schemes For Startups In India

India has become the powerhouse of startups. According to the economic survey 2022, over 61400 startups are recognized by the Indian government with at least 14000 recognized during the fiscal year of 2022. India takes the place of the third highest country with max unicorns after the USA & China. With the remarkable increase of MSME & Startups, this sector has become a significant contributor to the socio-economic development of the country.

With the increment of a vigorous startup  ecosystem, the Indian government has made an alternate startup committed department to advance MSME areas, startups, private ventures, entrepreneurs. The central government of India likewise has acquainted many schemes with monetarily support and foster startups and MSMEs.

If you are a business owner and looking for funding options or want to what types of schemes are available by our government to run a successful startup or small business then you can freely consider this post

Pradhan Mantri Mudra Yojana (PMMY)

PM Modi launched MUDRA ( Micro Units Development Refinance Agency)banks to provide low-interest loans to startups and MSMEs in the non-corporate and non-farming sector. This low-interest loan scheme has been started to boost and conceptualize empower Indian entrepreneurs, MSME sectors. Three types of loan schemes are available

Sishu: This category is only for new business and loans avail up to Rs. 50,000

Kishor: For mid-aged businesses which want to explain their operations, loans avail up to Rs 5 Lakh.

Tarun: For experienced businesses, loans avail up to Rs. 10 lakh

Credit Guarantee Fund Trust for Micro & Small Enterprises (CGTMSE)

CGTMSE is one of the largest startup funding schemes provided by the Ministry of MSME. Starting from 2000 onwards, under this scheme startups can get a collateral-free loan up to Rs 1 crore through the ministry of MSME and SIDBI. This scheme is for boosting startup individuals, small-scale industries, and micro-level businesses.


Through this scheme, the government is going to provide funding to startups to enhance, empower them. SAMRIDH scheme not only does the funding also provides the necessary skills which will help entrepreneurs to get the success.

Credit Linked Capital Subsidy For Technology Upgradation (CLCSS)

CLCSS Scheme mainly for upgrading and modernizing the equipment, the aim for the scheme is up-gradation of technology in MSME sectors. Govt provides a subsidy of 15% for an investment of 1 crore to implement technology in startups, MSMEs, and small businesses.

Design Clinic For Scheme For Design Expertise

Design & developments are the key approaches to starting any business. Govt of India has declared a Design clinic for the scheme for Design expertise to upgrade the design perspective of MSME, small business, and manufacturing sectors. Innovation and critical thinking are the main objectives when you are starting a business.

Under this scheme, Govt provides around Rs. 60,000 for attending design seminars and up to Rs. 3.75 lakh or 75% cost of the seminar where entrepreneurs can learn more about designs, meet design professionals, and many more.